Urgent care is an affordable option for receiving treatment for non-life-threatening injuries and concerns. Visiting your primary care physician (PCP) may be more affordable than visiting an urgent care center. However, at times when your PCP is unavailable or you can’t wait for an appointment, urgent care may be the best and most affordable option. The final price for your urgent care visit will depend on which concerns you are getting treated. For example, visits that require stitches or burn treatment are often more expensive than school physical exams or pregnancy tests. Additionally, your insurance coverage plays a large role in determining what a visit to urgent care will cost you.

The cost of many health services, including urgent care, can significantly increase if you do not have insurance coverage. When you are not covered, you are responsible for the entire cost of your urgent care visit. Many urgent care centers offer discounted rates and payment options to lessen the financial burden of medical treatment for those who do not have insurance. If you are concerned about the cost of your visit, it is recommended to contact the practice ahead of time to discuss an estimated price.

On average, urgent care can be twice as expensive for those who do not have medical insurance. Though it is much more affordable to visit an urgent care center with insurance, you are still able to receive the same quality and scope of treatment if you are uninsured. However, your treatment will be at a higher cost if you are not covered.

Medical insurance relieves a lot of financial stress when visiting a doctor, urgent care center, or emergency room. It is important to be aware of your coverage before you require health services. Your policy will outline the copay, deductible, and coinsurance fees, which you will have to pay at the time of your visit. A copay is a small fee you will need to pay each time you visit urgent care, which should be explicitly provided by your insurance company. Before your health insurance starts, you will be required to pay a deductible. It is common for health insurance deductibles to be over $1000 for individual plans. After you reach your plan’s deductible, your medical insurance will begin to cover a portion of your medical bills. Commonly, medical insurance policies cover a portion of the expenses, such as 80%. You are responsible for the remaining portion of the medical expenses, which is referred to as coinsurance. Overall, medical insurance makes urgent care visits much more affordable, though it is important to be aware of your coverage and associated costs.

Urgent care centers and emergency rooms are both equipped to treat non-life-threatening concerns and injuries. If you are experiencing a life-threatening concern, it is advised to visit an emergency room. As emergency rooms have a higher operating cost, it is much more expensive to visit an emergency room as opposed to an urgent care center. In addition, it is common to see a doctor faster at an urgent care facility. Many conditions can be treated at an urgent care center for a fraction of the cost of the emergency room. Some of these concerns include:

• Non-life-threatening cuts or bruises
• Colds, flu or infections
• Muscle or joint pain
• Minor fractures or sprains
• Rashes or hives
• Preventative care

Treating the above conditions is much more affordable at an urgent care center. For example, if you are uninsured, treating an infection through urgent care will cost you between $50 to $200. For the same concern, the emergency room bill is often above $400. In summary, if your concern is non-life threatening, it is less expensive to receive treatment at an urgent care center rather than an emergency room.

Urgent Medical Care provides affordable urgent care services. We are fast and affordable. We have two locations to serve you in the Plymouth and Bloomfield Hills areas. We serve patients from Plymouth MI, Bloomfield Hills MI, Livonia MI, Novi MI, Worden MI, Canton MI, Southfield MI, Troy MI, Farmington Hills MI, and surrounding areas!